How It Works

In dire need of quick cash? Give us a call right away! Ace Loans could help you get up to $80,000 all within the same day of your approval!

A collateral loan is a type of secured loan where you use your vehicle title as collateral. This means no Debt Check or job requirements are needed to get a loan with us. Ace loans Canada will provide a flexible payment plan that will cater to your need throughout the loan.

Applying For Ace Loans Canada


1. Call or Apply Online Today!

Call or fill out our super quick online form today to find out if you can qualify with us!

2. Painless Paperwork

We’ve created an incredibly simple online form that will give us all we need to find out if you are eligible for a loan:

  • your car’s make
  • your car’s model
  • your car’s year
  • your car’s kilometers
  • your contact info

We use this information in order get a rough estimate of our vehicle’s current value, and then offer you a loan based on that.

3. Keep Your Car During The Loan

Worry not about losing your vehicle to us, we let all our clients keep their vehicle during the loan!

4. Receive Cash

Depending on the value of your vehicle, we will lend you up to $80,000!


  • Lien Free (Car must be fully paid off and in your name)
  • Driver’s License (name must match the name on the title)
  • The Vehicle (it must be inspected prior to receiving your loan)

Checks that may incur fees:

Searches such as Carproof, lien/title search, and vehicle inspection.

Sourcing the best loans:

Ace Loans Canada sources out the best loan companies that will provide you with the longest term and lowest rate in Canada. They will also guarantee no early prepayment penalty.

Late and nonpayment policy

In the event of a partial or late payment, interest will be charged on the outstanding balance. Failure to make payments may result in seizure or legal action, as per Personal Property Securities Act (PPSA) British ColumbiaAlberta, Saskatchewan, Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland & Labrador and Ontario.